Medigap Plan G is a popular Medigap plan for beneficiaries.

Medigap Plan G covers all gaps in Medicare except B deductible.

The time to enroll in Medigap Plan G, during the Medigap open enrollment period.

Medicare Supplement Plan G covers all of the gaps in Medicare except the annual Part B deductible. In 2023, the cost for the Part B deductible is $226. Essentially, this plan covers all outpatient expenses, with the exception of  the first $226. Medicare Supplement Plan G is the only Medicare Supplement for people turning 65 now, with completely predictable out-of-pocket expenses. In addition, Medicare Supplement Plan G is a long-term saver due to the lower rate increase trend from year to year vs. Plan F.  Another benefit includes the favorably with doctors, specialists, claims departments, and hospitals considering this plan favorable. Overall, Medicare Supplement Plan G is one of the most comprehensive Medigap plans and often the most comprehensive for newer beneficiaries.

Medicare Supplement Plan G covers the following: 

• Original Medicare Part A’s deductible
• Part A Hospice Care coinsurance or copayment
• Part B Coinsurance or copayment
• Part A coinsurance and hospital costs up to an additional 365 days after Medicare’s benefits are used up
• Part B coinsurance or copayment
• First three pints of blood used in an approved medical procedure
• Foreign travel emergency (up to plan limits)
  

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