Medicare Plan C
Medicare Plan C, also referred to as Medigap Plan C, is a policy that covers nearly all of original Medicare's costs such as co-payment and coinsurance requirements. One exception to this is Medicare Part B's excess charges (dependent upon your State's allowances).
Medicare Supplement Plan C Benefits
100% Medicare Part A Coinsurance & Hospital Costs
(up to 365 days after Medicare benefits are used)
100% Medicare Part B Coinsurance
or Co-payment
100% Medicare Part A Hospice Care
Coinsurance or Co-payment
100% Skilled Nursing Facility Coinsurance
100% Blood
(First 3 pints)
100% Medicare Part A Deductible
80% Foreign Travel Emergency
(up to plan limits)
Medicare Part B Excess Charges
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COMPLETELY FREE
We help you find the plan that is right for you.
Your monthly Medicare premium is paid directly to the carrier.
Your Medicare premium is the same as enrolling with Medicare direct.
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What is covered under Medicare Supplement Plan C?
Medicare Plan C covers nearly all of your co-payment and coinsurance requirements. This means Medicare Plan C covers 100% of the costs associated with the following:
- Medicare Part A coinsurance payments for inpatient hospital care (up to an additional 365 days after Medicare benefits are exhausted)
- Medicare Part B co-payment or coinsurance expenses
- The first three pints of blood used in a medical procedure
- Part A hospice care coinsurance expenses or co-payment
- Medicare Part A deductible
- Medicare Part B deductible
- Skilled Nursing Facility Coinsurance
- Foreign Travel Emergency
WHAT ARE EXCESS CHARGES?
Excess charges are surcharges that some states allow your doctor to charge above and beyond what Medicare will reimburse. Most doctors do not charge excess charges. Excess charges are limited to 15% beyond what Medicare pays. If this concerns you, Medicare Plan F or G may be a better option for you vs. Medicare Plan C, as these two plans cover excess charges not covered by Plan A or B.
MORE ABOUT EXCESS CHARGES
If a Medicare doctor doesn't accept assignment rates, they can add an excess charges. However, this excess charge cannot exceed beyond the 15% allowed Medicare charge. Also, some states prevent doctors from charging excess charges. People who live in these states will then find that Plan C functions exactly like Plan F, which is the most comprehensive Medicare supplement plan.
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