Medicare Advantage will provide all of your Part A and Part B benefits, not including clinical trials and hospice services. MA Plans must cover all emergency, urgent care and almost all medically necessary services that Original Medicare covers. You are still enrolled in Original Medicare under a Medicare Advantage Plan. However, it is important to remember that you will use your Medicare Advantage card to get your Medicare Part A and Part B benefits at all heath care providers and hospitals. You will need to keep your Red, White and Blue Medicare Card in a safe place as it will be required in the event you want to make the change back to Original Medicare.
The MA plan insurer can decide not to cover the costs of services that are not medically necessary under Medicare. However, Medicare Advantage plans may offer certain benefits that Original Medicare doesn’t cover, such as:
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